Add Row 
Add Element 1 Minute Read
Interview With Ken Luna From Gather
7 Views
0 Comments
Related Posts All Posts
03.13.2025
What You Need to Know About BADBOX 2.0: The Global Malware Impacting Devices and Ads
Update Understanding BADBOX 2.0: A New Era of Cyber ThreatsThe recent emergence of BADBOX 2.0 marks a pivotal moment in the world of cyber fraud, with more than one million devices worldwide falling victim to this sophisticated malware. The Satori Threat Intelligence Team from HUMAN has revealed the operational scale and the relentless evolution of these attacks, prompting serious concerns for advertisers and device manufacturers alike. With the threat landscape continually expanding, it is crucial for dealership principals, GMs, and Fixed Ops Directors to grasp the implications of BADBOX 2.0.What is BADBOX 2.0 and How It Differs from Its Predecessor?Launched as an upgrade to the original BADBOX operation, BADBOX 2.0 has grown exponentially, targeting off-brand and uncertified Android devices like smart TVs and tablets. Unlike the earlier iteration that primarily relied on a single malware known as Triada, BADBOX 2.0 deploys a multitude of variants across various devices, complicating detection and mitigation efforts. With an array of fraud schemes—including programmatic ad fraud, account takeovers, and click fraud—this operation marks a staggering escalation of cybercriminal activities.Broadening Fraud Tactics: The New Threat LandscapeBADBOX 2.0 employs diverse strategies that significantly surpass the previous version. Cybercriminals have diversified their attack vectors, employing sophisticated techniques such as hidden ads and residential proxy services that enable further fraudulent actions. These adaptations illustrate a bleak reality: as defenses improve, offenders will innovate relentlessly. The complexity and breadth of their tactics require immediate attention from those responsible for mitigating risks in the digital domain.Collaborative Efforts in Combating BADBOX 2.0Despite the scale of BADBOX 2.0's operations, efforts by cybersecurity firms and technological giants such as Google have led to partial disruptions of the botnet. Advanced tools like Google Play Protect now provide critical protections, helping users identify and prevent malicious applications that align with BADBOX 2.0 behavior. Collaboration among organizations enhances defenses, demonstrating the necessity of a united front against multifaceted cyber threats.Implications for Dealerships and Automotive ProfessionalsFor dealership principals, GMs, and Fixed Ops Directors, understanding the impact of BADBOX 2.0 on their digital marketing strategies is crucial. The implications of ad fraud extend beyond simple financial losses; they compromise brand integrity and customer trust. As cybercriminals continue to exploit vulnerabilities in consumer devices, dealerships must remain diligent in their cybersecurity practices and stay informed about emerging threats that could undermine their operations.Taking Action: The Path ForwardThe BADBOX 2.0 operation underscores the importance of proactive measures to protect against evolving cyber threats. Dealerships should reinforce their cybersecurity practices by collaborating with trusted vendors and utilizing comprehensive ad fraud detection solutions. Establishing robust training programs for staff and promoting cybersecurity awareness is essential in safeguarding against potential breaches.In conclusion, BADBOX 2.0 serves as a stark reminder of the complexities of modern cyber threats and the critical steps necessary to shield businesses from their damaging effects. Collaboration, vigilance, and a commitment to ongoing education will help dealerships and automotive professionals navigate this ever-changing landscape.
02.28.2025
TD's Anti-Money Laundering Strategy: Transforming Banking Compliance in 2025
Update TD’s Ambitious Anti-Money Laundering Strategy: A Game Changer In response to significant regulatory scrutiny, TD Bank is set to enhance its anti-money laundering (AML) capabilities with the roll-out of advanced tools slated for the third quarter of this year. The initiative comes on the heels of a staggering $3 billion fine from the U.S. Department of Justice, which highlighted the bank's urgent need to tighten its compliance processes. Addressing Regulatory Challenges Through Innovation The backdrop of TD’s latest efforts showcases a balancing act between financial growth and regulatory compliance. Following the imposition of hefty fines and the appointment of an independent compliance monitor, TD has committed to investing approximately $500 million in AML remediation this fiscal year. This investment not only underscores the seriousness of their compliance failures but also reflects a larger trend in the banking industry towards tech-enhanced governance. Technological Investment: An Essential Pillar TD's investment in AML technologies will leverage machine learning to analyze customer data more effectively. By creating a centralized case management system, the bank aims to modernize its approach and respond swiftly to potential illicit activities. This technological embrace is vital, especially as banks navigate complex regulatory environments and consumer expectations for transparency and security. A Shift in Leadership: Committing to a New Era The leadership transition at TD marks a pivotal moment as new CEO Raymond Chun steps up, focusing on remediation tactics. Chun has emphasized that strengthening the AML program is a top priority, stating that working closely with their compliance monitor, Guidepost Solutions, will enhance their capabilities. This partnership with experts, including former federal agents, positions TD to embark on a rigorous compliance journey that is likely to set benchmarks within the banking sector. Forward-Looking Trends and Predictions As banks like TD Bank invest in these technologies, observers can expect a ripple effect across the industry. Other financial institutions will likely follow suit, prioritizing AML tools that foster not only compliance but also resilience against financial crimes. Innovations in technology will create pathways for banks to build consumer trust through enhanced safeguards. The Emotional and Ethical Dimensions of Banking Compliance Beyond financial implications, the initiative encapsulates a broader moral responsibility that banks hold to the public. Customers are increasingly aware of and concerned about how banks manage their money in the face of crime and fraud. The ramifications of compliance failures extend beyond monetary losses; they can destroy consumer confidence and reputational equity. What This Means for Dealership Principals and GMs For dealership principals and GMs, understanding these developments goes beyond regulatory compliance—it’s a matter of future-proofing their business. As financial institutions enhance their focus on compliance, partnerships and customer relationships will need to align with these strategies. Dealerships can capitalize on this environment by ensuring transparent dealings and building trust with their clients and financial partners. In light of these insights, dealership leaders are encouraged to stay informed about the evolving landscape of financial technology and regulatory compliance to better navigate their relationships with banking partners. Embracing such changes not only supports compliance but also serves to foster customer loyalty and trust in a competitive market.
02.28.2025
Caraway Home Tackles Customer Concerns with Stronger Communication
Update How Caraway Home Converted a Crisis into Customer Loyalty During a recent Black Friday event, Caraway Home, a direct-to-consumer cookware brand, faced a significant challenge. With "Where is my order" (WISMO) calls suddenly comprising over a quarter of customer service interactions and package theft rising to 7%, the company was thrust into a critical moment. The spike in these issues was unexpected but served as a critical wake-up call for the burgeoning brand to enhance its customer communication. Recognizing a Disconnect in Communication Nancy Gurd, Caraway's associate director of customer experience, noted that customers were expressing confusion and anxiety. In one poignant example, a customer reached out to share that he had received his order but had not been notified about its shipment status. This lack of communication not only impacted customer satisfaction but raised flags concerning the brand's reliability. “It hurts the entire customer experience,” Gurd explained, highlighting the need for timely and informative communication about orders. Leveraging Technology to Improve Customer Service Addressing these challenges, Gurd and her team decided to switch their post-purchase email provider to ParcelLab after thorough research that involved vetting nine different providers. This change was inspired by a direct customer recommendation, showing how vital open channels of communication can be for businesses. The result was a significant decrease in WISMO calls—from a staggering 27% to just 10%—within months of implementing the new system. Turning Problems into Opportunities—Reducing Theft Alongside reducing WISMO calls, Caraway has made strides in addressing package theft. Through improved shipping communication, including options for delivery signatures and encouragement for customers to use pickup centers, they have decreased theft rates to approximately 1%. Visual aids in their emails now clearly indicate the status of shipments, reducing misunderstandings and increasing customer confidence. Building a Community Through Communication Interestingly, Caraway’s commitment to customer communication extends beyond order confirmations. The brand utilizes its post-purchase emails to foster a sense of community by sharing product care tips and recipe ideas, achieving a remarkable 10% engagement rate. Gurd remarked, “Communication does not just stop once the shopper hits the buy button.” This approach not only enhances customer loyalty but transforms customers into brand advocates. Empathy at the Core of Customer Experience As they continue to grow, Caraway’s mission focuses on empathy and human connection. Understanding their customers, particularly in moments of concern, sets them apart in an increasingly automated world. Empowering customer service agents to operate with empathy enables them to create authentic connections with customers, reinforcing loyalty and trust. Conclusion: Lessons for the Industry The experience of Caraway Home offers important insights for businesses across the spectrum, especially the automotive industry where customer experience is paramount. Investing in communication technologies, being receptive to customer feedback, and fostering community can turn potential crises into opportunities for growth and customer loyalty. As businesses adapt to the changing landscape, just like Caraway, the integration of empathy in every interaction can enhance customer satisfaction and retention. As you consider your own customer service strategies, contemplate how implementing similar measures could improve your communication and ultimately your customer experience. Now is the time to take a closer look at how you engage with your clients and find ways to elevate that experience.
Add Row Add Element © 2025 [CompanyName] All Rights Reserved. [Company Address], , . Contact Us . Terms of Service . Privacy Policy
{"company":"[CompanyName]","address":"[Company Address]","city":" ","state":" ","zip":" ","email":"email@email.com","tos":"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","privacy":"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"}
Write A Comment